How to use the Central Bank of Brazil's BC PROTEGE+ program to prevent accounts from being created using your CPF (Brazilian taxpayer ID number).

The security of personal data is one of the biggest concerns for those who move money online. Among the most common scams is the misuse of another person's CPF (Brazilian taxpayer ID number) to open bank accounts and carry out fraudulent transactions. With this in mind, the... Central Bank of Brazil (BACEN) created the BC PROTEGE+This is a free service that allows you to block the opening of accounts in your name and strengthen your financial security. Below, see everything about this service and how to activate it:

What is BC PROTEGE+?

O BC PROTEGE+ It is a free service created by Central Bank of Brazil which strengthens communication between citizens and the National Financial System. Through it, it is possible to inform banks and financial institutions that you, or your company, does not wish to open new accounts or be included as an account holder or representative. in third-party accounts. The goal is simple: to prevent criminals from using your data to move money or purchase products fraudulently.

Available in the logged-in area of My BCThe service is checked by all financial institutions before any account is opened. If the protection is active, the process is automatically blocked until the user deactivates the function. All of this is done quickly and free of charge, ensuring greater control and security over the use of your CPF (Brazilian individual taxpayer registration number) or CNPJ (Brazilian company taxpayer registration number).

Who can use it?

O BC PROTEGE+ can be used by anyone Physics ou Legal who has an account gov.br of level silver or gold, with two-step verification enabled. In the case of companies, the activation or deactivation of the protection must be done by employees previously registered by the legal representative on the platform. gov.br...ensuring that only authorized individuals can manage the organization's security. The service is... immediate, and the service is free for the citizen, and can be activated or deactivated at any time.

Step by step to activate

Step 1: Access My BC

Enter the logged-in area of My BC using your account gov.br of level silver or gold, with two-step verification enabled.

Step 2: Find BC PROTEGE+

On the homepage or in the left sidebar menu, click on “BC PROTEGE+” to open the service area.

Step 3: Activate protection

In the box "Accounts - opening and inclusion", Click "Activate protection" and confirm. 

Done! You will receive a message informing you that the protection has been activated. Customer service is available. immediate and the process is completely Free.

Features 

Deactivate when needed.

If you want to open a new account or be added to another, simply click on "Disable protection"You can choose how long you want to leave the service disabled until 30 days or for an indefinite period. Once you confirm, the system will display a message indicating that deactivation is complete.

Check the activation history.

On the right side of the page of BC PROTEGE+, access "Activation history" to see when you activated or deactivated the service. If you prefer, you can also print the history by clicking the actions button.

See who checked your status.

Still on the right side, click on "Consultation history" to check which institutions verified that your protection was active. This history can also be printed if desired.

If you have any questions or would like to know more about it BC PROTEGE+, get in touch by Contact Us of the federal government.

So, did you already know about... BC PROTEGE+What did you think of this service? Don't forget to follow, comment, and share with your friends to stay up-to-date on all the latest tech news.

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Source: GOVERNMENT

reviewed by Luis Antonio Costa in 15 / 01 / 2026