Mozper, a debit card for children, arrives in Brazil

Have you ever imagined a solution that not only has a debit card for children, but also allows monitoring of all expenses? This is the main idea of mozper, a platform that started operating in Mexico in 2019 and arrived in Brazil today.

Developed completely for generation Z, the novelty comes as support so that, from an early age, the future of our nation learns to manage its money, a subject that is still a taboo in most families. Understand how the mozper right now.

Origin of the name Mozper

The name of the platform that manufactures debit cards for children may seem a bit complicated, but it is easier to understand than you might think. The idea of ​​creating mozper was born after Gabriel Roizner, current CEO of startup, find himself at an impasse of not being able to track all of his three children's purchases, as well as not being sure how to teach them how to spend and save money wisely.

O mozper is a company that has only been operating in the market for three years and was activated for the first time in 2019, in Mexico. To be launched in Brazil, a partnership was signed with visa, an established company in the credit card market and will allow the mozper have access to market knowledge.

What are the features of Mozper?

To allow the financial education of children and adolescents who already have their own expenses, the mozper It has several features that can help parents and/or guardians to have greater control.

The first of these is the possibility of automatic allowance, which allows you not only to schedule the sending of money, but also to define where the money will be spent. Parents can choose how much to spend on food, clothing, entertainment and even loot.

Another interesting feature is the “anti-debt” shield, which allows you to set a limit so that surprises at the end of the month don't make you jump out of your chair. It will also be possible to schedule the release of money when an extra task is performed, such as completion of schoolwork or cleaning the room.

Those responsible can stipulate an amount that will be added to the limit of the debit card for children and adolescents as soon as the task is completed (the appointment can be made in the application that is available for Android e iOS).

If your child needs to save money to buy a new product, there is a feature in mozper that allows the breeding of goals so that, from an early age, they learn to save to get what they want. At transfers between accounts of mozper are Returns. You can also send money to your or your child's primary account via TED ou Pix.

How much?

To have access to all the features of the mozper and allow all young people to learn to spend and manage their money from an early age, it is necessary to hire a plan for R$ 25,00 monthly, which allocates up to 4 people per family. But if you opt for an annual subscription, the value drops to R$ 19,90.

All persons included in the plan of the mozper will be receiving their own card that has the technology NFC. An in-app account will also be opened once the contract is made.

The application for Android e iOS it can be installed right after that and your kids can already have access to the basics of financial education. The contraction can be done by official website mozper.

Financial education in Brazilian homes

With the launch of the debit card for children and adolescents, a survey that shows the overview of Brazilian households when it comes to money management was released. idealized by Weather vane, it was possible to know that 43% of parents of adolescents aged 10 to 17 years did not have access to financial education when they were younger.

94% of all 600 respondents, fathers and mothers over 30, know that the topic is important even for those who have never had contact. And here, a surprise: 90% of people who participated in the survey already talk to their children about financial education, an increase of 33% compared to youth.

Parents over 30 also consider that the earlier the subject is introduced into homes, the easier it is for teenagers to understand the details of financial education. Among those interviewed who were taught about spending and saving money, their own fathers, mothers and siblings were responsible for passing on knowledge from generation to generation.

75% of guardians who give allowances to their children maintain strict control using a spreadsheet or manual notes. Finally, 60% of people believe that financial education should be taught both at school and at home. Some schools already have the subject in their curriculum, but this is far from comprehensive and there is much room for improvement. ()

What did you think of the idea of mozper? Do you think about contracting the plan to have greater control over your children's expenses and still teach them financial education? tell us Comment!

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